Credit Check
Want to know your Credit Score?
If you've ever wanted to improve your credit standing or wondered why you were refused that new credit card you applied for, then you need to get your credit record and find out your credit score.
What will the Credit Score check?
The credit score reflects how you have conducted your credit card accounts, bank loans, car finance, mail order, mobile phone accounts, and sometimes even your mortgage or current accounts over the last six years, whether closed or still open, together with all balances, limits, and, if appropriate, late payments and defaults.
This information is combined with details of your Electoral Roll information, Court records, searches made against you, your postcode, any mortgage problems, any fraud or gone away warnings and notices of correction to provide an overall credit score. This credit score is then used by lenders to assess the risks involved with extending you credit.
How can I check my Credit Score?
You can access you credit score through either:
http://www.creditexpert.co.uk (FREE)
or